M-Pesa charges in Tanzania or Ada za M-Pesa, also known as makato ya mpesa, is the charge that is deducted after any M-Pesa transition. If your looking to know about price and M-Pesa Charges in Tanzania, this article is for you.
Makato ya Mpesa
Makato ya m-pesa is a fee charged by Mpesa when an Mpesa customer in general make a transaction to send or withdraw money through an agent or Bank from Mpesa. If want to learn makato ya M-Pesa below is the list of M-Pesa Tariffs in Tanzania.
Sending Money to Registered Customers (Kutuma Pesa kwa wateja Waliosajiliwa)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other registered customers in Tanzania (Kutuma Pesa kwa wateja Waliosajiliwa). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is sending money to another registered customer.
| Ada za M-Pesa Charges (Fee) | ||||
|---|---|---|---|---|
| Amount TZS | 
 Ada ya M-Pesa 
 | 
 Tozo Serikali 
 | 
 Jumla tozo zote 
 | 
|
| 
 From 
 | 
 To 
 | 
|||
| 
 200 
 | 
 499 
 | 
 15 
 | 
 10 
 | 
 25 
 | 
| 
 500 
 | 
 999 
 | 
 15 
 | 
 10 
 | 
 25 
 | 
| 
 1,000 
 | 
 1,999 
 | 
 30 
 | 
 10 
 | 
 40 
 | 
| 
 2,000 
 | 
 2,999 
 | 
 30 
 | 
 10 
 | 
 40 
 | 
| 
 3,000 
 | 
 3,999 
 | 
 50 
 | 
 14 
 | 
 64 
 | 
| 
 4,000 
 | 
 4,999 
 | 
 60 
 | 
 27 
 | 
 87 
 | 
| 
 5,000 
 | 
 6,999 
 | 
 130 
 | 
 54 
 | 
 184 
 | 
| 
 7,000 
 | 
 9,999 
 | 
 150 
 | 
 56 
 | 
 206 
 | 
| 
 10,000 
 | 
 14,999 
 | 
 350 
 | 
 102 
 | 
 452 
 | 
| 
 15,000 
 | 
 19,999 
 | 
 360 
 | 
 195 
 | 
 555 
 | 
| 
 20,000 
 | 
 29,999 
 | 
 380 
 | 
 306 
 | 
 686 
 | 
| 
 30,000 
 | 
 39,999 
 | 
 400 
 | 
 351 
 | 
 751 
 | 
| 
 40,000 
 | 
 49,999 
 | 
 410 
 | 
 419 
 | 
 829 
 | 
| 
 50,000 
 | 
 99,999 
 | 
 720 
 | 
 573 
 | 
 1,293 
 | 
| 
 100,000 
 | 
 199,999 
 | 
 1,000 
 | 
 707 
 | 
 1,707 
 | 
| 
 200,000 
 | 
 299,999 
 | 
 1,200 
 | 
 821 
 | 
 2,021 
 | 
| 
 300,000 
 | 
 399,999 
 | 
 1,500 
 | 
 838 
 | 
 2,338 
 | 
| 
 400,000 
 | 
 499,999 
 | 
 1,500 
 | 
 982 
 | 
 2,482 
 | 
| 
 500,000 
 | 
 599,999 
 | 
 2,200 
 | 
 1,245 
 | 
 3,445 
 | 
| 
 600,000 
 | 
 699,999 
 | 
 3,300 
 | 
 1,532 
 | 
 4,832 
 | 
| 
 700,000 
 | 
 799,999 
 | 
 3,300 
 | 
 1,700 
 | 
 5,000 
 | 
| 
 800,000 
 | 
 899,999 
 | 
 3,500 
 | 
 1,750 
 | 
 5,250 
 | 
| 
 900,000 
 | 
 1,000,000 
 | 
 3,500 
 | 
 1,776 
 | 
 5,276 
 | 
| 
 1,000,001 
 | 
 3,000,000 
 | 
 5,000 
 | 
 1,875 
 | 
 6,875 
 | 
| 
 >3,000,001 
 | 
 5,000 
 | 
 2,000 
 | 
 7,000 
 | 
|
Sending Money to Other Networks (Kutuma Pesa kwenda mitandao mingine)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other Networks in Tanzania (Kutuma Pesa kwenda mitandao mingine). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer sends money to other networks in Tanzania.
| Ada za M-Pesa Charges (Fee) | ||||
|---|---|---|---|---|
| Amount TZS | 
 Ada ya M-Pesa 
 | 
 Tozo Serikali 
 | 
 Jumla tozo zote 
 | 
|
| 
 From 
 | 
To | |||
| 
 200 
 | 
 499 
 | 
 15 
 | 
 10 
 | 
 25 
 | 
| 
 500 
 | 
 999 
 | 
 15 
 | 
 10 
 | 
 25 
 | 
| 
 1,000 
 | 
 1,999 
 | 
 35 
 | 
 10 
 | 
 45 
 | 
| 
 2,000 
 | 
 2,999 
 | 
 45 
 | 
 10 
 | 
 55 
 | 
| 
 3,000 
 | 
 3,999 
 | 
 68 
 | 
 14 
 | 
 82 
 | 
| 
 4,000 
 | 
 4,999 
 | 
 81 
 | 
 27 
 | 
 108 
 | 
| 
 5,000 
 | 
 6,999 
 | 
 180 
 | 
 54 
 | 
 234 
 | 
| 
 7,000 
 | 
 9,999 
 | 
 180 
 | 
 56 
 | 
 236 
 | 
| 
 10,000 
 | 
 14,999 
 | 
 495 
 | 
 102 
 | 
 597 
 | 
| 
 15,000 
 | 
 19,999 
 | 
 495 
 | 
 195 
 | 
 690 
 | 
| 
 20,000 
 | 
 29,999 
 | 
 540 
 | 
 306 
 | 
 846 
 | 
| 
 30,000 
 | 
 39,999 
 | 
 612 
 | 
 351 
 | 
 963 
 | 
| 
 40,000 
 | 
 49,999 
 | 
 675 
 | 
 419 
 | 
 1,094 
 | 
| 
 50,000 
 | 
 99,999 
 | 
 1,125 
 | 
 573 
 | 
 1,698 
 | 
| 
 100,000 
 | 
 199,999 
 | 
 1,440 
 | 
 707 
 | 
 2,147 
 | 
| 
 200,000 
 | 
 299,999 
 | 
 1,710 
 | 
 821 
 | 
 2,531 
 | 
| 
 300,000 
 | 
 399,999 
 | 
 2,070 
 | 
 838 
 | 
 2,908 
 | 
| 
 400,000 
 | 
 499,999 
 | 
 2,250 
 | 
 982 
 | 
 3,232 
 | 
| 
 500,000 
 | 
 599,999 
 | 
 2,880 
 | 
 1,245 
 | 
 4,125 
 | 
| 
 600,000 
 | 
 699,999 
 | 
 3,870 
 | 
 1,532 
 | 
 5,402 
 | 
| 
 700,000 
 | 
 799,999 
 | 
 3,870 
 | 
 1,700 
 | 
 5,570 
 | 
| 
 800,000 
 | 
 899,999 
 | 
 3,870 
 | 
 1,750 
 | 
 5,620 
 | 
| 
 900,000 
 | 
 1,000,000 
 | 
 5,400 
 | 
 1,776 
 | 
 7,176 
 | 
| 
 1,000,001 
 | 
 3,000,000 
 | 
 5,400 
 | 
 1,875 
 | 
 7,275 
 | 
| 
 >3,000,001 
 | 
 5,400 
 | 
 2,000 
 | 
 7,400 
 | 
|
Sending Money to Unregistered Customers (Kutuma Pesa kwa Wateja Wasiosajiliwa)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to other unregistered customers (Kutuma Pesa kwa Wateja Wasiosajiliwa). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is sending money to other unregistered customer.
| Ada za M-Pesa Charges (Fee) | ||||
|---|---|---|---|---|
| Amount TZS | 
 Ada ya M-Pesa 
 | 
 Tozo Serikali 
 | 
 Jumla tozo zote 
 | 
|
| 
 From 
 | 
 To 
 | 
|||
| 
 200 
 | 
 499 
 | 
 – 
 | 
 – 
 | 
 – 
 | 
| 
 500 
 | 
 999 
 | 
 – 
 | 
 – 
 | 
 – 
 | 
| 
 1,000 
 | 
 1,999 
 | 
 375 
 | 
 10 
 | 
 385 
 | 
| 
 2,000 
 | 
 2,999 
 | 
 375 
 | 
 10 
 | 
 385 
 | 
| 
 3,000 
 | 
 3,999 
 | 
 650 
 | 
 14 
 | 
 664 
 | 
| 
 4,000 
 | 
 4,999 
 | 
 710 
 | 
 27 
 | 
 737 
 | 
| 
 5,000 
 | 
 6,999 
 | 
 1,080 
 | 
 54 
 | 
 1,134 
 | 
| 
 7,000 
 | 
 9,999 
 | 
 1,150 
 | 
 56 
 | 
 1,206 
 | 
| 
 10,000 
 | 
 14,999 
 | 
 1,800 
 | 
 102 
 | 
 1,902 
 | 
| 
 15,000 
 | 
 19,999 
 | 
 2,210 
 | 
 195 
 | 
 2,405 
 | 
| 
 20,000 
 | 
 29,999 
 | 
 2,230 
 | 
 306 
 | 
 2,536 
 | 
| 
 30,000 
 | 
 39,999 
 | 
 2,750 
 | 
 351 
 | 
 3,101 
 | 
| 
 40,000 
 | 
 49,999 
 | 
 3,110 
 | 
 419 
 | 
 3,529 
 | 
| 
 50,000 
 | 
 99,999 
 | 
 4,370 
 | 
 573 
 | 
 4,943 
 | 
| 
 100,000 
 | 
 199,999 
 | 
 6,300 
 | 
 707 
 | 
 7,007 
 | 
| 
 200,000 
 | 
 299,999 
 | 
 7,700 
 | 
 821 
 | 
 8,521 
 | 
| 
 300,000 
 | 
 399,999 
 | 
 8,500 
 | 
 838 
 | 
 9,338 
 | 
| 
 400,000 
 | 
 499,999 
 | 
 9,000 
 | 
 982 
 | 
 9,982 
 | 
| 
 500,000 
 | 
 599,999 
 | 
 10,200 
 | 
 1,245 
 | 
 11,445 
 | 
| 
 600,000 
 | 
 699,999 
 | 
 11,300 
 | 
 1,532 
 | 
 12,832 
 | 
| 
 700,000 
 | 
 799,999 
 | 
 11,300 
 | 
 1,700 
 | 
 13,250 
 | 
| 
 800,000 
 | 
 899,999 
 | 
 11,500 
 | 
 1,750 
 | 
 13,000 
 | 
| 
 900,000 
 | 
 1,000,000 
 | 
 11,500 
 | 
 1,776 
 | 
 13,276 
 | 
| 
 1,000,001 
 | 
 3,000,000 
 | 
 – 
 | 
 – 
 | 
 – 
 | 
| 
 >3,000,001 
 | 
 – 
 | 
 – 
 | 
 – 
 | 
|
Withdraw Money to Agents/ATMs (Kutoa Pesa kwa Wakala/ATM)
Below is chart with price and ada, makato ya m-pesa for customer who want to withdraw money using m-pesa from Agents and ATMs (Kutoa Pesa kwa Wakala/ATM). The table also contain government levy known as “Ada na makato ya serikali” for M-Pesa when a customer is withdrawing money to Agents or ATMs in Tanzania.
| 
 M-Pesa Charges 
 | 
||||
|---|---|---|---|---|
| Amount TZS | 
 Ada ya M-Pesa 
 | 
 Tozo Serikali 
 | 
 Jumla tozo zote 
 | 
|
| 
 From 
 | 
 To 
 | 
|||
| 
 200 
 | 
 499 
 | 
 80 
 | 
 10 
 | 
 90 
 | 
| 
 500 
 | 
 999 
 | 
 175 
 | 
 10 
 | 
 185 
 | 
| 
 1,000 
 | 
 1,999 
 | 
 350 
 | 
 10 
 | 
 360 
 | 
| 
 2,000 
 | 
 2,999 
 | 
 400 
 | 
 10 
 | 
 410 
 | 
| 
 3,000 
 | 
 3,999 
 | 
 600 
 | 
 14 
 | 
 614 
 | 
| 
 4,000 
 | 
 4,999 
 | 
 650 
 | 
 27 
 | 
 677 
 | 
| 
 5,000 
 | 
 6,999 
 | 
 950 
 | 
 54 
 | 
 1,004 
 | 
| 
 7,000 
 | 
 9,999 
 | 
 1,000 
 | 
 56 
 | 
 1,056 
 | 
| 
 10,000 
 | 
 14,999 
 | 
 1,450 
 | 
 102 
 | 
 1,552 
 | 
| 
 15,000 
 | 
 19,999 
 | 
 1,450 
 | 
 195 
 | 
 1,645 
 | 
| 
 20,000 
 | 
 29,999 
 | 
 1,850 
 | 
 306 
 | 
 2,156 
 | 
| 
 30,000 
 | 
 39,850 
 | 
 1,850 
 | 
 351 
 | 
 2,201 
 | 
| 
 40,000 
 | 
 49,999 
 | 
 2,350 
 | 
 419 
 | 
 2,769 
 | 
| 
 50,000 
 | 
 99,999 
 | 
 2,700 
 | 
 573 
 | 
 3,273 
 | 
| 
 100,000 
 | 
 199,999 
 | 
 3,650 
 | 
 707 
 | 
 4,357 
 | 
| 
 200,000 
 | 
 299,999 
 | 
 5,300 
 | 
 821 
 | 
 6,121 
 | 
| 
 300,000 
 | 
 399,999 
 | 
 6,500 
 | 
 838 
 | 
 7,338 
 | 
| 
 400,000 
 | 
 499,999 
 | 
 7,000 
 | 
 982 
 | 
 7,982 
 | 
| 
 500,000 
 | 
 599,999 
 | 
 7,500 
 | 
 1,245 
 | 
 8,745 
 | 
| 
 600,000 
 | 
 699,999 
 | 
 8,000 
 | 
 1,532 
 | 
 9,532 
 | 
| 
 700,000 
 | 
 799,999 
 | 
 8,000 
 | 
 1,700 
 | 
 9,700 
 | 
| 
 800,000 
 | 
 899,999 
 | 
 8,000 
 | 
 1,750 
 | 
 9,750 
 | 
| 
 900,000 
 | 
 1,000,000 
 | 
 8,000 
 | 
 1,776 
 | 
 9,776 
 | 
| 
 1,000,001 
 | 
 3,000,000 
 | 
 8,000 
 | 
 1,875 
 | 
 9,875 
 | 
| 
 >3,000,001 
 | 
 10,0000 
 | 
 2,000 
 | 
 12,000 
 | 
|
Sending Money to Bank (Kutuma Pesa Benki)
Below is chart with price and ada, makato ya m-pesa for customer who want to send money using m-pesa to any banks in Tanzania (Kutuma Pesa Benki). The table also contain government levy known as “Ada na makato ya serikali” for M-pesa when a customer is sending money to any banks in Tanzania.
| 
 M-Pesa Charges 
 | 
||||
|---|---|---|---|---|
| Amount TZS | 
 Ada ya M-Pesa 
 | 
 Tozo Serikali 
 | 
 Jumla ya tozo zote 
 | 
|
| 
 From 
 | 
 To 
 | 
|||
| 
 200 
 | 
 499 
 | 
 100 
 | 
 10 
 | 
 110 
 | 
| 
 500 
 | 
 999 
 | 
 100 
 | 
 10 
 | 
 110 
 | 
| 
 1,000 
 | 
 1,999 
 | 
 100 
 | 
 10 
 | 
 110 
 | 
| 
 2,000 
 | 
 2,999 
 | 
 200 
 | 
 10 
 | 
 210 
 | 
| 
 3,000 
 | 
 3,999 
 | 
 200 
 | 
 14 
 | 
 214 
 | 
| 
 4,000 
 | 
 4,999 
 | 
 400 
 | 
 27 
 | 
 427 
 | 
| 
 5,000 
 | 
 6,999 
 | 
 800 
 | 
 54 
 | 
 854 
 | 
| 
 7,000 
 | 
 9,999 
 | 
 800 
 | 
 56 
 | 
 856 
 | 
| 
 10,000 
 | 
 14,999 
 | 
 1,200 
 | 
 102 
 | 
 1,302 
 | 
| 
 15,000 
 | 
 19,999 
 | 
 1,200 
 | 
 195 
 | 
 1,395 
 | 
| 
 20,000 
 | 
 29,999 
 | 
 1,800 
 | 
 306 
 | 
 2,106 
 | 
| 
 30,000 
 | 
 39,999 
 | 
 2,400 
 | 
 351 
 | 
 2,751 
 | 
| 
 40,000 
 | 
 49,999 
 | 
 2,400 
 | 
 419 
 | 
 2,819 
 | 
| 
 50,000 
 | 
 99,999 
 | 
 2,800 
 | 
 573 
 | 
 3,373 
 | 
| 
 100,000 
 | 
 199,999 
 | 
 3,600 
 | 
 707 
 | 
 4,307 
 | 
| 
 200,000 
 | 
 299,999 
 | 
 5,000 
 | 
 821 
 | 
 5,821 
 | 
| 
 300,000 
 | 
 399,999 
 | 
 6,000 
 | 
 838 
 | 
 6,838 
 | 
| 
 400,000 
 | 
 499,999 
 | 
 6,000 
 | 
 982 
 | 
 6,982 
 | 
| 
 500,000 
 | 
 599,999 
 | 
 8,000 
 | 
 1,245 
 | 
 9,245 
 | 
| 
 600,000 
 | 
 699,999 
 | 
 8,000 
 | 
 1,532 
 | 
 9,532 
 | 
| 
 700,000 
 | 
 799,999 
 | 
 8,000 
 | 
 1,700 
 | 
 9,700 
 | 
| 
 800,000 
 | 
 899,999 
 | 
 9,000 
 | 
 1,750 
 | 
 10,750 
 | 
| 
 900,000 
 | 
 1,000,000 
 | 
 9,000 
 | 
 1,776 
 | 
 10,776 
 | 
| 
 1,000,001 
 | 
 3,000,000 
 | 
 11,100 
 | 
 1,875 
 | 
 12,975 
 | 
| 
 >3,000,001 
 | 
 11,100 
 | 
 2,000 
 | 
 13,100 
 | 
|
Makato ya M-Pesa, M-Pesa Charges, Ada za M-Pesa FAQs
What are the daily and account balance limits for M-Pesa
You can send up to Tshs 5m per day or have up to Tshs 10m in your M-Pesa account whenever you complete your registration
When can you begin using M-Pesa after swapping your phone number
According to Vodacom Tanzania, You can start using M-Pesa after 48 hours when you swap your number.
What is the fee for checking the balance in M-Pesa?
If you make a transaction to check the balance, you will be charged Tsh 60, if you use Mpesa App for Android or iOS this service is Free.
                        
                        
                        
                        
This is just a test